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1 credit card fraud lesson + 2 tools worth adding to the box

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Hope everyone had good Labor Day, whether you were relaxing or keeping your entrepreneurial pedal to the metal.

 

My weekend was very productive and enjoyable. I got some serious thinking and writing completed. I played solid tennis and watched the US Open too.

 

Holidays on Mondays always seem to throw my calendar off a bit. I thought it was Monday all day.

 

It likely didn’t help matters that I spent half the day grueling over two fraud charges on one of my credit cards.

 

A lesson about fraud for everyone with a credit card.

Six months ago, I noticed two charges on one of my credit cards. The first flag: it was a card I never use; the second: it was paid to Web hosting company with whom I have not done business.

 

I immediately called American Express. They opened an investigation and removed the charges. I never thought about it again, until this morning when I received two letters from a collections agency about these two charges, demanding payment and informing me that my credit score was at risk.

 

Again, I called American Express immediately. They were very nice and helpful, but explained that once something goes to a collection agency, they are out of the loop and the responsibility is back on the card owner. They said I needed to call the collections agency. Boy that was a treat. Even though they tell you that the calls will be monitored, the service and level of kindness was a minus 15 on a 1-5 scale.

 

This took one and one-half hours. I got disconnected twice and rerouted three times. When I finally had a live person on the phone, she scolded me for assuming the credit card company had handled the matter and informed me I needed to call the company who registered the charge. Here we go again.

 

I called the Web service provider and experienced the same dreadful phone tree, excessive hold time, disconnect, and redirect for around an hour more. Eventually, I heard “Customer service and billing how can I help you?”
I explained my story again, now for the third time to the 11th person, and he said, “Ma’am, just because American Express removed the charge from your card, does not mean you don’t owe us this money. It is your responsibility to contact our fraud department if, in fact, you think its fraud. Would you like me to connect you?”

 

In a calm, yet hostile voice I said, “Please!”

 

Wouldn’t you know it—the fraud department voice mailbox was full. I had to leave a message and I got a double shot of tequila.

 

About an hour later a gentleman phoned me back. “I’m Josh from fraud services at company XYZ returning your call.” I explained my situation again; I don’t know this company, never bought anything from them, etc. He put me on hold and said, “Let me look into something.”

 

After grilling me with bunch of questions, there was a pause. “Ms. Post, I see a series of missing information in this record. That means I believe you are telling the truth and concur that this is fraud charge. I will remove the charge of $39.00 from your account and you are free to get back to your life.” OK, I made up that last part.

 

Here’s the point. A small charge like this one for $39.00 can screw up your credit for a long time and cause you to waste a boat load full of precious time along the way.

 

If something appears on your credit card that is not yours, you must file a claim with the provider, and monitor it until it is resolved. Filing a claim with your credit card is not enough!

 

In the midst of this bloody mess, while on hold, via one of my great interns, I did discover two very cool, FREE tools to help monitor your competition and your online footprint success. Check these out.

 

Find out what your site is worth

$timator.com is a calculator that ranks a site’s worth based on SEO, content, back links, traffic, and more and provides you a snapshot of your online effectiveness. Happy to report, Oddpodz earned a “very good” on overall site evaluation and a valuation of just under $600,000. You can run your site along with any of your competitors.

 

Find out how your site is ranking with social media, buzz, and other marketing channels

Dataopedia.com provides a lot of diverse data concerning the Web; gathering data from more than 50 sources. Datopedia.com is an aggregation web service that lets users find out all the valuable facts about any website, such as traffic, online buzz, contact information, popularity in social bookmarking services…in short, all the essential facts about every website you can come across on the Internet.

 

This tool is one-stop resource for finding website facts, and the service can be accessed via the website, the mobile site, embeddable widgets for your website, and browser add-ons.

 

About the author: Karen Post, a.k.a. The Branding Diva® is an international authority on branding, marketing, and entrepreneurial matters. She has been featured as a business expert in print publications; on TV, radio, and on Web channels. Karen authored the best-selling book Brain Tattoos Creating Unique Brands That Stick in your Customers’ Minds and she is co-founder and CEO of Oddpodz.com.

5 worthy Twitter tools for biz.

twitter_toolLast week I earned many of your eyeballs by sharing how I scored a 6-figure gig while using Twitter.

 

Twitter is definitely a viable method for communicating to prospects, clients, and business fans but, like many new social platforms, it can be overwhelming. Not just how it works, but also how to utilize all the handy applications that are available to enhance your experience and value gained with it.

 

Twitter is a microblog that enables real-time messaging to the world via your computer or mobile device. The only rule—your message must be under 140 characters.

 

Start slow and simple. Add apps as you get comfortable with it.

 

Here’s a rundown on some of my favorite Twitter tools and how I use them. If you have discovered a Twitter tool that really rocks, please share it in a comment on the Oddpodz blog, so others can learn about it.

 

1) Grade your Twitter profile. Try Twitter grader learn to see if your tweet power, authority, and reach are working for you. This grader not only gives you a score, but tells you how to amp things up.

 

2) Organize and manage your tweets Better. Check out TweetDeck. This cool tool is your personal browser for staying in touch with what’s happening now; connecting you with your contacts across Twitter, Facebook, and more. TweetDeck shows you everything you want to see at once, so you can stay organized and up to date.

 

3) Analyze your tweets. Twitter analyzer is amazing. This is a great tool to see what type of professionals are following you, how many people you are reaching beyond your followers, who is tweeting about you, and lots more.

 

4) Track the Twitter addicts by location. Twitterholic lets you find people in a geographic area and also ranks you in the world of Twitterers. For example, since I live in Tampa, I searched with http://Twitterholic.com/top100/followers/bylocation/Tampa/ and learned how often Tampa folks were tweeting and who they were. I also learned that I am #52 in active Tampa tweeters.

 

5) How does your profile compare to others (like your competitors) and how do subjects compare. Twittervolume provides a great snapshot. Type in your handle along with competitors; Tweetvolume shows you the volume tweets. Want to find the best key word? Type in several like I did: sales, marketing, branding, and women business. Guess which ranked highest? I won’t tell—you’ll have to check it out.

 

A blog post on Twitter tools could go on for days. Every day, new and improved Twitter tools are hatched. If you need more good ideas, check out my pal Chris Brogan’s blog, he has a great post called “50 ideas for using Twitter for Biz”
Also see my other super-smart marketing friend John Jantsch of “Duct Tape Marketing,” at ducttapemarketing. John’s blog is filled with sound insight.

 

Have an awesome week! And don’t forget to check out Oddpodz Free Biz Findz. This week we are adding 20 new super, cool, and FREE items.

 

About the author: Karen Post, a.k.a. The Branding Diva® is an international authority on branding, marketing, and entrepreneurial matters. She has been featured as a business expert in print publications; on TV, radio, and on Web channels. Karen authored the best-selling book Brain Tattoos, Creating Unique Brands That Stick in your Customers¹ Minds and she is co-founder and CEO of Oddpodz.com.

Blogging, Headlines and Constipation.

That’s an interesting mix of subjects that should resonate with most of our readers. I must admit, I’m starting to really enjoy this blogging thing. Sharing what I know and what I believe with a bunch of creative-minded biz friends is fun and challenging.

 

Blogging.
As I sit down at my keyboard tonight and begin to write this week’s posts I ponder about some things.

 

1) Should this blog and Oddpodz for that matter be more narrowly focused, our content, tools and offerings?
Today, we strive to give creative-minded business people and organizations, from a 1 person solo practice to a 500-person enterprise, good ideas, free tools and a network to find and connect with other valuable resources and people.

 

Is diversity a good thing? Or is a more laser-like target better? Please tell us what you think.

 

2) What does it take to build a power blog?
In general terms, we know it’s about good content, ongoing SEO efforts and participating in other high traffic communities and blogs. But what are the top 10 most powerful actions a blogger can do to significantly move the reader meter.

 

I’m going to post both of these questions in our forum and invite you to add your feedback. I’ve been using my Linkedin groups quite a bit to have discussions on a bunch of issues. I’ll be compiling these soon and sharing them with in Oddpodz.

 

Headlines.
It was my intention to next blog about my friend Dan Schawbel’s new book Me 2.0: Build a Powerful Brand to Achieve Career Success

 

Me 2.0 teaches people how to use social media tools for personal brand building and is the first book of this kind written for the millennials generation. I suppose us older folks can also learn from this book, since we often act like we are 30 something. The book is great and I will be posting a review in the book review section in the Oddpodz forum and will dedicate our Tues. blog to some of the book’s highlights and the topic of personal branding.

 

Sorry, I got side tracked.
As I was crafting my blog title on personal branding, I discovered a very cool, free tool that analyzes headlines for its emotion marketing impact. As you know, reaching your customers in a deep and emotional way is a key to successful copywriting, and your headline is unquestionably the most important piece of copy you use to reach prospects.

 

The Advanced Marketing Institute provides the free headline analysis tool.
The Advanced Marketing Institute is a group of researchers, educators, and developers who have come together to provide real tools and knowledge to businesses and individuals who are tired of struggling to control their chaotic systems.

 

How does the Headline Analyzer work?
Simple go to: Headline Analyzer

 

Type in your headline. It must be under 20 words. Hit analyze this.
Your headline will be analyzed and scored based on the total number of Emotional Marketing Value (EMV) words it has in relation to the total number of words it contains. This will determine the EMV score of your headline. In addition to the EMV score, You will find out which emotion inside your customer’s your headline most impacts:

 

Intellectual
Words which are especially effective when offering products and services that require reasoning or careful evaluation.

 

Empathetic
Words which resonate in with Empathetic impact often bring out profound and strong positive emotional reactions in people.

 

Spiritual
Words which are especially effective when offering products and services that require reasoning or careful evaluation. Words which resonate in with Empathetic impact often bring out profound and strong positive emotional reactions in people. Words which have the strongest potential for influence and often appeal to people at a very deep emotional level.

 

So I tested out a few headlines. There is no limit to how many headlines you can get feedback on.

 

Remember this title is for a blog post for Dan Schawbel’s new book,and other personal branding insight.

 

My first headline: Be a business magnet Project Authority Earn trust Win Contracts
My Headline’s EMV Score: 40%

 

My 2nd headline: How to be a business magnet, project authority, earn trust and win contracts today
My Headline’s EMV Score: 42.86%

 

My 3rd headline: Stop losing opportunities. Be your strongest business magnet, exude authority, earn trust and win more clients today My Headline’s EMV Score: 52.94%

 

This score indicates that my headline has a total of 52.94% Emotional Marketing Value (EMV) Words. To put that in perspective, the English language contains approximately 20% EMV words. And for comparison, most professional copywriters’ headlines will have 30%-40% EMV Words in their headlines, while the most gifted copywriters will have 50%-75% EMV words in headlines.

 

Yahoo, I’m gifted! For at least a few minutes.
This is a cool tool and gets you really thinking about how to write more emotionally charged copy. But for a blog title, it also has me thinking search engine results. So my recommendation is: Headlines should be short and include keywords, use the highest rated title as a subtitle.

 

In closing, what does constipation have to do with any of this?
Well for starters, brilliant comedians have been leveraging this writing technique for years. It’s called a triple. Two words are normal, expected and could go together. The last word is goofy, unexpected and some times shocking. Which makes the choice and combination of these three words so effective in getting attention and hopefully a laugh. You can use this method when you are speaking or writing.

 

Last week I talked about dealing with creative brain freeze, which could also be described as creative constipation. This week I’ve been jamming, pumping out ideas and enjoying my favorite things, writing, thinking and problem solving. If my thawing your brain tips and the free ebook on creative productive we recommended didn’t help, start reading Mark McGuinness’ blog, it’s amazing! Or, eat more fiber.

 

Brain Freeze. How to thaw an overwhelmed mind.

The past few days I’ve suffered from a less than productive head. I absolutely could not get anything finished or even put a dent in a project. The more I tried, the less I achieved. It was like my brain was at a stop sign and then I ran out of gas. I could not think, create or solve any problems. After a couple hours of useless work, I started feeling very stressed and then I couldn’t even focus on what I was doing. Why does this happen? What can you do, when your brain feel less than productive?

 

This theory is not scientific. But for me, I think your brain gets clogged up and too many “ta does” and stress can actually immobilize your brain’s function. I noticed that when I stare at my computer screen for long periods of time, this brain freeze happens the most.

 

Get way from your computer and move around.

My good pal Doug Stevenson explains in his CD series on “How to Deliver a Dynamite Speech” that too much typing on your computer will keep your brain and your thoughts in the left sided, logical mode and will make solving problems and being creative a very difficult task. He suggests creative thinking should happen away from the computer. He also recommends moving around and that sitting still does not empower creative thinking. I agree with that idea. After I go for a run or play tennis my brain is on fire with fresh ideas. And I’m in great mood.

 

Manage disruptions and doing things tomorrow.
Another friend of Oddpodz is Mark McGuinness. Mark lives across the pond, is a poet and leads Wishfulthinking a consultancy for creative professionals, agencies and studios. Mark suggests managing disruptions like email and responding to clients, along with doing more things tomorrow and not today. Mark’s work and blog has been hugely helpful in moving me out of the brain freeze zone. Two of his brilliant pieces of work are featured in Oddpodz FREE Biz Findz. Both are FREE ebooks. One is called Time Management for Creative People and the other is called How to Motivate Creative People. I recommend both reading both of this and visiting his blog.

 

I’m out of the brain freeze now. Thank goodness. I know it will be back. I continue to battle this state of mind when my plate is very full. But, I am making progress. When I feel it happening, I change my environment, schedule uninterrupted time and get away from my computer.

Welcome to Oddpodz

Oddpodz and our blog will be re launched in about 30 days. We are aware of some site issues and they will be fixed in the relaunch. Sign up for our blog email feed and keep abreast of our progress. Thanks for your patience and support.

 

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